What Car Insurance Is Needed to Drive an Uber?

If you’re a new Uber driver or you’re considering becoming a driver, there are some things to consider. Uber is an incredibly useful job for many people. It has gained a lot of popularity over the years as the go-to taxi service. Reports from 2017-2020 show that around 111 million people used Uber’s driving services over the course of 2019. With this impressive demand, becoming an Uber driver is a reliable option for work. However, your employment with Uber does come with a few necessities, such as car insurance. Keep reading to get a clear picture of how to start earning money as a driver.

Potential Drivers


If you’re considering becoming an Uber driver, you may want to know a little more about this job option. As an Uber driver, you make money per trip. The rate that you earn also depends on where, when, and how you drive. According to Uber, you get paid a base fare. This base fare is standard, but you also get a per-mile payment that ranges depending on your location. On top of this, you have the opportunity for promotions. These promotions are like bonuses that occur at random times when there’s an influx of drivers needed in your location of interest. In combination with the base fare and promotions, you can also get tips. It’s worth noting again that your base fare depends on your location so that all trip payments vary. Regardless of location, Uber is a fairly easy job to pick up for the weekends or whenever you need a job.

The Necessities


To be an Uber driver, you’re going to need a reliable vehicle. A reliable vehicle is necessary because you need to be able to drive your passengers around safely. The last thing you want or need is your car breaking down in the middle of a trip. This doesn’t mean that you need a brand new car, but it’s worth considering having a car that’s reliable and affordable to maintain. If you’re looking for a great car that meets these criteria, look into getting a Honda. Honda has made the top U.S. News & World Report list for many consecutive years for being reliable and safe. Both of these factors can also save you from a higher insurance rate later on. If you’re looking to find a Honda, check out the Ganley Honda dealership in North Olmsted, OH. At the Ganley Honda dealership, you can find a wide variety of Honda vehicles like cars and SUVs for an affordable price. This way, when you’re on the road you can rest easy that your car is safe for you and your passengers. This is a no-brainer choice instead of having an old car that’s constantly a hassle to fix.

Car Insurance


As a driver for any car, you need car insurance coverage. However, to be an Uber driver you’ll need to show proof of this car insurance. And, considering that your car is now a source of income, you’ll likely want comprehensive coverage. Comprehensive car insurance is the ideal choice for your car insurance as an Uber driver because it covers the widest range of damages. Comprehensive car insurance includes collision coverage from accidents. Even if you caused a car accident, your insurance policy will still cover some of the repair costs. It also covers natural disasters like damages from wind, tornadoes, hail, and hurricanes. Comprehensive auto insurance also covers accidental damages like scratches, vandalism, and various exterior damages. On top of all of these full coverage options, you also get coverage against car theft.

It’s worth noting that many factors affect the price of your car insurance policy. Some of these factors applicants should consider include your driving record, your credit score, your car type and car’s value, where you live, and your age. With all of these factors in mind, it’s understandable that finding the right insurance provider for your comprehensive insurance feels tricky. That’s why it’s a good idea to reach out to companies like iSelect whose customer service can help you to find the right comprehensive car insurance policy that you’ll want for your job on the road. Overall, comprehensive insurance is the best type of coverage for peace of mind as you start your journey as an Uber driver.

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